1-4 Unit DSCR

  • Purchase & Refi Max 80%

    Cashout Max 75%

    -5% Fico <675, -10% Fico <650, -20% Fico <625.

  • Minimum .75 DSCR and No ratio programs

    Max LTV 70% for DSCR< 1.0

    Minimum 625 Fico <1.0DSCR

  • SFR, 2-4 Family, Townhomes, Condos, Condotel, Non-Warrantable Condo, Manufactured Home.

  • Minimum 575 Fico

  • I/O 10Y (40 Year Fixed)

    I/O 5Y, 7Y 10Y (30 Year Fixed, 5/6, 7/6)

    Fully Amortized (30 Year, 5/6, 7/6 10/6)

  • Non-Permanent Resident Alien

    US Citizen

    Foreign National

  • Short term Rental, Long term Rental, Hotel Rental Program, Section 8, and Government rental assistant.

  • No BK/FC in the past Year

    No Housing 0X120 in prior 12 Mths

    No SS/DIL/Modification 3 Months

  • Minimum 250K, Maximum $5MM